HailReady Colorado

Colorado will help pay for hail-resistant roofs.

A new law funds roof grants and pushes insurers to discount stronger roofs — most of what's circulating is secondhand. What the signed act says, your county's rules, and a roofer who does it right.

See what the law says

  • 3 Colorado counties covered
  • Every claim linked to the signed statute or official source
  • Verified July 2026
  • No dollar figures we couldn't verify

How it works

  1. Read the real rules

    The grant program, the insurance discounts, and the timeline — from the signed act and official sources, not contractor blogs.

  2. Check your county

    Reroofing permits, inspections, and code requirements differ by county and city. See yours before you sign a contract.

  3. Request a qualified roofer

    Get connected with a licensed local roofer who fits the new law's contractor requirements — impact-resistant work, documented for your insurer.

Why Colorado roofs are a money problem

Hail is the single biggest driver of Colorado homeowners insurance claims — and premiums have climbed with it, whether or not your roof has ever leaked.

  • The new grant program made headlines with a dollar figure that isn't in the law — amounts get set by a board still being seated. Secondhand numbers are how roof decisions go wrong.
  • Insurance discounts for impact-resistant roofs are real, but nobody sends them automatically — if you don't ask with the right paperwork, you pay full price for a stronger roof.

Start with the law

Colorado's roof grant program: what the signed law actually says SB26-155 creates roof retrofit grants funded by an insurer fee. What's really in the statute — eligibility, timeline, and the $10,000 figure that isn't there. FORTIFIED roof vs. Class 4 shingles — Colorado's new law picked one Colorado's roof-grant statute names the IBHS FORTIFIED certification. Class 4 shingles are a product rating. What each is, and when the difference costs money. Colorado's Class 4 roof insurance discount — how to claim it Impact-resistant roof discounts are real but never automatic. The claim steps, the paperwork, and the statute citation that doesn't check out. Choosing a Colorado roofer under the new law — the checklist SB26-155 sets contractor rules for grant-funded roofs: licensed, association member, no deductible waiving, repair over replace. Use the same bar for any roof.

Find your county

Rules differ by county. Find yours for the exact requirement, fees, and inspectors:

Arapahoe County Arapahoe County Building Division Denver County Denver Community Planning & Development El Paso County Pikes Peak Regional Building Department (PPRBD)

Get connected with a qualified roofer

Your request goes to a licensed local roofing contractor serving your county — not a call-center list.

Prefer to talk? Call (970) 680-7991.